As per case facts, the United India Insurance Co. Ltd. appealed a tribunal's judgment awarding compensation to claimants following a motor accident. The insurer challenged the award citing issues with ...
MACA No.532 of 2025
Page 1 of 6
IN THE HIGH COURT OF ORISSA AT CUTTACK
MACA NO.532 of 2025
CNR No. ODHC010278242025
(An appeal Under Section-173 of M.V. Act, 1988).
Divisional Manager, M/s
United India Insurance Co.
Ltd., Cuttack
… Appellant
-versus-
Lopamundra Das & Others … Respondents
For Appellant : Mr. P.R. Sinha, Advocate,
along with Mr. M. Sinha,
Advocate
For Respondents : Mr. P.K. Mishra, Advocate
(R-1 to 3)
None (R-4)
CORAM:
JUSTICE G. SATAPATHY
DATE OF HEARING & JUDGMENT: 23.09.2026 (ORAL)
G. Satapathy, J.
1. This is an appeal by the appellant-United India
Insurance Co. Ltd., Cuttack (in short, “the insurer”) challenging
the impugned judgment dated 22.08.2024 passed by learned
1
st
Motor Accident Claims Tribunal, Cuttack (hereinafter
referred to as “the Tribunal”) in M.A.C. Case No.53 of 2023
awarding compensation of Rs.62,68,384/- in favour of the
claimants-respondent Nos. 1 to 3.
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2. By the impugned judgment, the appellant was
further directed to pay the aforesaid compensation amount to
the claimant-respondent no. 1 to 3 together with Simple
Interest @ 6% per annum w.e.f.18.01.2023 within a period of
three months thence, failing which the compensation amount
would carry penal interest @ 12%.
3. The facts in this case being not in dispute is not
reiterated to avoid repetition. The appellant-insurer, however,
challenges the impugned award mainly on three grounds such
as:-
(i) The copy of the inquest report reveals about
involvement of unknown truck,
(ii) FIR is silent with regard to involvement of
any particular vehicle,
(iii) Lastly, contributory negligence.
4. Heard Mr. Pratyush Ranjan Sinha, learned counsel
appearing along with Mr. Mahitosh Sinha, learned counsel for
the appellant-insurer and Mr. Pradeep Kumar Mishra, learned
counsel for the claimant-Respondent Nos. 1 to 3, but none
appears for R-4 despite having entered appearance through
counsel Mr. Santosh Kumar Sethi.
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5. After having considered the rival submission upon
perusal of record, it appears that the insurance company has
not at all led any evidence to establish its plea as advanced in
this appeal, however, even otherwise taking into consideration
the pleas of the appellant-insurer, it appears that inquest
report is prepared to know about the apparent cause of death
of a person to be accidental, suicidal or homicidal. Law does
not cast any duty on the authority concerned to precisely
reflect the number of the truck or vehicle while preparing the
inquest report in a accident case. The claim of the poor
claimants cannot be thrown merely because the registration
number of the vehicle is neither mentioned in the inque st
report nor described in the FIR.
6. The only issue that is required to be determined in
a claim for compensation arising out of motor-vehicular
accident is as to whether the accident has occurred due to rash
and negligent driving of the offending vehicle. Once the
charge-sheet is filed indicating therein the death of the
deceased to be on account of rash and negligent driving of the
offending vehicle, the non-inclusion of model and make of the
particular vehicle or its registration number in the FIR or
inquest report makes little bearing on the merit of the case.
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Undoubtedly, the insurer has advanced the plea of contributory
negligence at the appellate stage, but admittedly it has not led
any evidence before the tribunal and the contributory
negligence is a question of fact and can be gone into in the
trial, but unless some evidence is led with regard to
contributory negligence, no finding on contributory negligence
can be recorded. In the aforesaid facts and situation, especially
when the insurance company has not led any evidence to
establish its pleas, the challenge as advanced by the insurer-
appellant at this stage merits no consideration and it cannot be
said that the deceased died out of contributory negligence of
himself and the vehicle in question. Once it is found by t he
tribunal on analysis of evidence that the deceased suffered
death due to rash and negligent driving of the offending
vehicle, the next question comes for adjudication is
determination of compensation amount.
7. In this case, the learned tribunal by the impugned
judgment has directed the appellant to pay the compensation
amount indicated supra to the claimant-respondents which
needs to be re-examined in this appeal, but at this stage, after
making a thorough discussion and negotiation with the learned
counsel for the parties, this Court proposes to the parties an
MACA No.532 of 2025
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amount of Rs.56,00,000/- together with simple interest @ 6%
per annum by waiving out the penal interest @ 12% towards
full and final settlement as compensation and seeks the
response of the learned counsel for the parties, to which Mr.
Pradeep Kumar Mishra, learned counsel for the claimant-
Respondent Nos. 1 to 3 by filing a memo agrees and accepts
the proposal, but Mr. Pratyush Ranjan Sinha, learned counsel
appearing along with Mr. Mahitosh Sinha, learned counsel for
the appellant-insurer leaves it to the discretion of this Court.
8. In the aforesaid facts and situation and taking into
account the law laid down by Apex court in Taslim Parvin &
Another vrs. (Smt.) Usha Devi & Another; 2018(2) TAC
22 (SC), since the claimant-respondent Nos. 1 to 3 agrees to
the proposal of the Court through their counsel and the counsel
for the appellant-insurer without disputing to such proposal
leaves it to the discretion of the Court, it is considered that
interest of justice would be best served, if the compensation
amount is reduced to Rs.56,00,000/- together with simple
interest @ 6% per annum w.e.f. the date of filing of the claim
application i.e. 18.01.2023 till its realization which shall be paid
by the insurer to the surviving claimants-respondents.
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9. In the result, the appeal is accordingly disposed of
with modification of compensation amount to Rs.56,00,000/-
(Rupees Fifty Six Lakhs) together with simple interest @ 6%
per annum w.e.f. the date of filing of the claim application i.e.
18.01.2023 till its realization and this Court accordingly directs
the insurance company to pay the compensation amount within
eight weeks hence. In case of payment of the modified
compensation amount, the same shall be disbursed to the
claimant-respondents proportionately and the statutory deposit
together with the accrued interest thereon be refunded back on
receipt of deposit of modified compensation by the Appellant
before the learned Tribunal. Needless to say, the court fee be
realized from the claimants in accordance with law.
(G. Satapathy)
Judge
Orissa High Court, Cuttack,
Dated the 23
rd
day of September, 2026/Jayakrushna
Legal Notes
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