As per case facts, the petitioner, a bank manager, was arrested in connection with an ECIR registered under PMLA, following an initial arrest in an FIR related to fraudulent loan ... disbursements. The petitioner argued he had no role in sanctioning or disbursing loans and that related accounts were performing assets. The Enforcement Directorate alleged the petitioner knowingly facilitated fraudulent loans to shell companies, misused his position for gratification, and diverted proceeds of crime, with substantial loan amounts involved and family members as beneficiaries. The question arose whether the petitioner, accused of money laundering, could be granted bail given the stringent twin conditions of Section 45 of PMLA, especially considering arguments regarding lack of direct money trail and prolonged custody. Finally, the Court, evaluating the transactions and allegations, and applying Section 24 of PMLA, found it impossible to conclude the petitioner was 'not guilty' as required by Section 45 for bail, thereby rejecting the bail application.