As per case facts, an individual sustained crush injuries and underwent a below-knee amputation following a motor vehicle accident. The MACT awarded compensation, assessing income based on minimum wages for ... an unskilled worker and functional disability at 60%, with the insurer given 'pay and recover' rights due to the vehicle lacking a valid permit. The insurance company appealed, disputing the disability certificate's proof, the award of future loss of income without employment records, the quantum of pain and suffering, and arguing for complete exoneration instead of 'pay and recover' due to the permit violation. The question arose whether the MACT's assessment of compensation and the application of the 'pay and recover' principle for a permit violation were legally sound. Finally, the court confirmed the MACT's reliance on minimum wages and the disability certificate, noting settled law regarding minimum wages and functional disability in amputation cases. It also upheld the 'pay and recover' principle for insurer liability in cases of policy breaches, reinforcing that compensation should reach the victim while the insurer can recover from the owner.