As per case facts, a car driven by Kamal Trehan collided with a divider due to rash and negligent driving. Kamal Trehan died, and occupants Dhiraj Trehan (son) and Geeta ... Trehan (wife) sustained grievous injuries. The Insurance Company appealed, arguing that since the driver/owner died and the claimants are his legal heirs, they stepped into his shoes and thus could not claim compensation as "third parties." The question arose whether a comprehensive/package insurance policy covers occupants of a car who are legal heirs of the deceased owner/driver and whether they can be considered third parties. Finally, the Court ruled that under a comprehensive/package policy, insurance companies are liable to compensate occupants of a private car, irrespective of their relationship with the deceased driver/owner, affirming that they qualify as third parties for compensation claims.