As per case facts, petitioners challenged show cause notices from the respondent bank regarding the declaration of their account as 'fraud'. During the pendency of their writ application, the bank ... proceeded to declare the account as 'fraud'. Petitioners contended that the bank failed to adhere to RBI Master Directions and that the show cause notices were arbitrary, perverse, and violated natural justice. They specifically alleged the bank did not furnish the Forensic Audit Report or other documents relied upon, making it impossible for them to effectively respond to the allegations. The question arose whether the bank's action of declaring the account as 'fraud' without supplying the petitioners with the necessary documents and providing adequate reasons for their refusal violated the principles of natural justice and earlier court guidelines. Finally, the court found that the petitioners clearly specified the documents required to respond. The bank's failure to provide these documents or justify its refusal before passing the impugned order was deemed a violation. The court, reiterating that foundational documents for a show cause notice must be served, set aside the impugned order and directed the bank to supply or allow inspection of the requested documents within two weeks, enabling petitioners to file a supplementary reply.