The former superior of respondents 1 to 4, while serving as an Accountant in the appellant- Bank's Officer Cadre, received a charge-sheet for financial misconduct, followed by two supplementary charge-sheets, leading ... to an inquiry conducted by an appointed officer who reported to the General Manager (Operations) that some charges were substantiated, others partially so, and some unproven; consequently, the Managing Director upheld the inquiry's findings and imposed a removal penalty.